I was watching this latest video of Birla Sun Life Mutual Fund. I couldn’t help but think how even educated urban folks get victimized by superstitions. There was a time common people used to believe in all sorts of mumbo-jumbo, nonsensical talks of gurus and babas. With the advent of time, we have learnt a lot, our scientific knowledge has led us to think rationally and logically. Humankind has advanced as a whole. But still, somewhere we feel the fear- the fear of unknown.
Yes, the fear of unknown works in tandem with superstitions. It, perhaps, runs genetically. With the advent of time, education and the knowledge acquired from it helps us to keep it at bay. But still, at times, we become its prey and immediately it takes us back to the drawing board.
The internet has become a synonymous term for life. It seems one can spend a day without food, but not without the internet. And, with it, superstitions has got some new definitions. Often we got stuck to an email asking us for forwarding it to 10 or 20 people. No, the sender has all good intentions, he takes a genuine interest in my prosperity and, ONLY because of that he is asking for this favour. It’s simple, forward the email/message and get a few million bucks in return!
While some of us promptly hit the ‘trash’ button, some other hesitate. While the inner logical soul says that it’s nothing but balderdash, the not-so-sensible one keeps on playing the devil’s advocate, the keyword being “money”. And, we end up behaving like the gentleman in the video. After all, money matters.
Money certainly matters. Earning, expense and savings- these three should be in proportion if one wants to prosper in life. But, we have to understand properly and think responsibly, in conformity to our belief with our reasons to believe.
Money can’t be grown magically or overnight. It needs a proper planning and intelligent investment. New age technology has opened up new horizons in banking and financial service sectors. Besides loans and insurances, we now have plans and policies like SIP, equity mutual fund investments and much more. There are portals providing sound advice on investment. #JanoTohMano is such a site that speaks rationally about growing your money.
Ignorance is not always bliss. It could have drastic effects. It’s better to learn before it’s too late.
What are your views on savings and investment? Do you have any faith in such emails/messages? Share with us.